Best Electricity Plans in Waco (2026)
Updated: February 4, 2026 • Serving 100K+ households
Waco Electricity at a Glance
Utility
Oncor
Avg. Rate
19.5¢/kWh
Avg. Monthly Bill
$284
Plans Available
157
Cheapest Rate
15.5¢/kWh
Top Plans for Waco (All Usage Levels)
| Usage Level | Best Plan | Rate | Monthly Bill |
|---|---|---|---|
| Low (<800 kWh) | RHYTHM Digital Choice 3 | 16.0¢/kWh | $80 |
| Average (1,200 kWh) | TARA ENERGY Balanced Days Bundle - 3 | 15.5¢/kWh | $155 |
| High (2,000 kWh) | TARA ENERGY Balanced Days Bundle - 3 | 14.8¢/kWheff | $296 |
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Waco Electricity Tips
Summer Bills
Waco summers drive higher usage. Average bills go from $120 (April) to $220+ (August). Smart moves:
- Fixed rates provide stability — variable plans can spike 20-30% in peak summer
- Bill credit plans reward high users with monthly savings
- Lock in rates before May when prices typically increase
TOU Plans in Waco
"Free Nights" plans work best for specific usage patterns. Most Waco households use 65%+ of electricity during the day (AC running during work hours), so fixed rates often cost less overall.
What to Know in Waco
- 1Check rates at your actual usage — Summer usage in Waco typically runs 1,500-2,000 kWh, not the 1,000 kWh shown by default
- 2Factor in TDU charges — Oncor adds ~$45/month in delivery fees to every plan
- 3Shop before summer — Rates typically increase 10-15% as summer approaches
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