PAYLESS POWER PTC 12 Month - Prepaid Review: Is It Worth It?
New customers only
Updated: February 22, 2026 • Based on current EFL
⚠
Quick Verdict: Situational
Review the specific terms carefully before committing.
Advertised Rate
22.8¢/kWh
Actual Effective Rate
22.8¢/kWh(typical)
Term
12 months
Plan Type
prepaid
How PAYLESS POWER PTC 12 Month - Prepaid Actually Works
The Rate Structure
| Component | Rate/Amount | Notes |
|---|---|---|
| Energy charge | See EFL for details | |
| TDU delivery | ~4¢/kWh | Varies by territory |
Who Should Get This Plan
- ✓Specific use cases - review terms carefully
May Not Be Ideal For
- →Review specific terms for your situation
Simulated Annual Cost by Usage Pattern
| Usage Profile | Annual Cost | vs. Best Alternative |
|---|---|---|
| Low usage (600 kWh) | $1,700 | $0 savings |
| Average (1,200 kWh) | $3,280 | $0 savings |
| High (2,000 kWh) | $5,353 | $0 savings |
Alternative Plans to Consider
Not sure about your usage pattern?
Upload your bill and we'll calculate whether this plan actually saves you money.
Upload Your Bill